Protect your file before you apply for capital.
CreditKraft helps business owners suppress trigger-lead solicitations, build credit on the company's EIN instead of a personal guarantee, and walk into underwriting with a clean, well-organized file — through a transparent consulting retainer, never a credit-repair fee.
Built for businesses navigating commercial financing, equipment leasing, and working-capital applications
Four disciplines, one engagement.
Each service is sold on its own, but most clients retain CreditKraft across all four — privacy, structure, presentation, and strategy move together.
Trigger-Lead Privacy Protection
Suppress your file from the prescreen and trigger-lead lists bureaus sell to competing lenders the moment you apply.
Learn more →Corporate Credit Engineering
Establish a DUNS record, vendor trade lines, and business credit products that build a profile tied to your EIN, not your SSN.
Learn more →Portfolio & File Optimization
Organize statements, financials, and supporting documents into the clear, lender-ready package underwriters move fastest on.
Learn more →Institutional Capital Advisory
Compare structured offers side by side and negotiate terms with a clearer view of true cost of capital.
Learn more →What happens in the minutes after you apply.
The moment a lender pulls your credit, that inquiry can be packaged as a "trigger lead" and sold to other lenders and insurers — often within minutes, and usually without you knowing it happened. Suppressing your file before you apply is a legitimate, opt-out-based way to keep that from happening to you.
You submit a financing application
Lender pulls your credit file
Inquiry is sold as a trigger lead
Dozens of unsolicited offers and calls follow
A six-step engagement, start to finish.
Discovery
We review your financing goals, entity structure, and current bureau exposure.
Privacy Assessment
We identify where your file is exposed to trigger-lead and prescreen distribution.
File Suppression
We file the relevant opt-outs and suppression requests on your behalf.
Corporate Optimization
We build or strengthen the credit infrastructure attached to your EIN.
File Packaging
We organize your financials into a clean, underwriter-ready submission package.
Capital Strategy
We help you compare offers and plan the next 12–24 months of financing.
Figures describe the structure of the trigger-lead market and our process, not guaranteed client outcomes.
A flat-fee consulting retainer, by scope.
No contingency fees, no charges tied to disputing your credit history — you pay for the advisory work itself.
Talk to an advisor before your next application.
A 20-minute discovery call is enough to tell you whether your file is exposed — and what it would take to fix it.