Terms of Service
Last updated: June 2026. Please read this page before engaging CreditKraft — it describes exactly what our services are and are not.
Nature of services
CreditKraft provides consulting services in four areas: trigger-lead and prescreen privacy filing, corporate credit structuring, financial document preparation and packaging, and capital-sourcing strategy and offer comparison. CreditKraft is not a lender, broker-dealer, law firm, or credit repair organization.
What we do not do
We do not dispute, alter, remove, or conceal accurate information in any credit file, consumer report, or financial document. We do not guarantee loan approval, specific financing terms, a specific credit limit, or freedom from third-party solicitation. We do not charge fees contingent on a change to your credit history.
Fees
Engagements are billed as a flat consulting retainer, scoped and agreed in writing before work begins. Retainer amounts vary by tier and entity complexity and are not refundable once advisory work has commenced, except as separately agreed.
Client responsibilities
You're responsible for providing accurate information and genuine financial documents. CreditKraft will not knowingly submit or assist in submitting false or materially misleading information to any lender on your behalf.
Limitation of liability
CreditKraft's services are advisory in nature. Final lending decisions rest entirely with the third-party lenders or funders you choose to work with, and CreditKraft is not liable for those decisions.
Governing terms
These terms, together with any signed engagement letter, govern the relationship between you and CreditKraft. Questions can be sent to rates@creditkraft.com.